Walmart Money Card

Fees & Limits

We know you want a service that is easy to use and understand. Here's a complete list of the card capabilities, fees and limits.

ENROLL FEE
Monthly Maintenance Fee $3.00
ADD FEE
Load Cash at Walmart, Supermercados Amigo or Súper Ahorros $3.00
Load Cash at a Participating Reload Provider Locations
This fee may vary by reload Provider.

This fee may vary by reload provider.

Up to $4.95
SPEND FEE
ATM Withdrawals | Use the MCX Network at Walmart, Supermercados Amigo or Súper Ahorros in Puerto Rico $2.00
ATM Balance and Inquiry and Decline | Domestic and International

The above fees do not include any fee that may be separately charged by an owner or operator of a non-MoneyCenter Express (MCX) ATM or POS terminal and/or any network used in connection with the transaction, including any surcharge at a non-MoneyCenter Express (MCX) ATM.
For international transactions, we will charge a fee that is one percent (.01) of the converted amount for ATM and POS transactions in the card association networks. If a foreign currency ATM transaction is converted to U.S. dollars before it is entered into the card association networks, the conversion rates, fees and charges of the entity that did the conversion will apply. For each cross border transaction using the same currency, you will also be charged a fee of eight tenths of one percent (.008) of the transaction amount.

$2.00
ATM Withdrawals | International

The above fees do not include any fee that may be separately charged by an owner or operator of a non-MoneyCenter Express (MCX) ATM or POS terminal and/or any network used in connection with the transaction, including any surcharge at a non-MoneyCenter Express (MCX) ATM.
For international transactions, we will charge a fee that is one percent (.01) of the converted amount for ATM and POS transactions in the card association networks. If a foreign currency ATM transaction is converted to U.S. dollars before it is entered into the card association networks, the conversion rates, fees and charges of the entity that did the conversion will apply. For each cross border transaction using the same currency, you will also be charged a fee of eight tenths of one percent (.008) of the transaction amount.

$2.00
Foregin Transactions | Conversion Fee

For international transactions, we will charge a fee that is one percent (.01) of the converted amount for ATM and POS transactions in the card association networks. If a foreign currency ATM transaction is converted to U.S. dollars before it is entered into the card association networks, the conversion rates, fees and charges of the entity that did the conversion will apply. For each cross border transaction using the same currency, you will also be charged a fee of eight tenths of one percent (.008) of the transaction amount.

1%
Secondary Card | Request Card for Family of Dependents $3.00
Secondary Card | Move Funds from you Card Account to a Secondary Card $3.00
TRANSACTION TYPE LIMIT
ATM Withdrawal Limit $400 per transaction and per day (bank or ATM owner limits may be less)
Purchase or Point-of-Sale (POS) Transaction $2,500 per transaction per day
Money Network Check Limit

Although the maximum payable is $9,999 for one individual Money Network Check at any check cashing location and for multiple Money Network Checks in one day, some check-cashing locations may impose lower limits.

 
$9,999 per check and per day
Bank Teller Over the Counter Cash Withdrawal $5,000
(Bank limits may be less)
Direct Deposit Loads
(Payroll, Tax Refunds and Others)
$8,000 per calendar month
Retail or Reload Provider Loads $950 per transaction and per day
$3,000 per calendar month
ACH Loads (Bank Transfers) $4,000 per day
$8,000 per calendar month
Transfer to Secondary Card $1,000 per day
$2,000 per calendar month
Reloadable Card Balance | Maximum Allowed on Card $8,000
at anytime
Secondary Card Balance | Maximum Allowed on Card $8,000
at anytime